This portfolio is suitable for investors seeking long-term capital growth, without  the requirement to comply with Regulation 28 of the Pensions Fund Act. The  portfolio will invest only in growth assets, in  order  to deliver inflation beating  returns over the longer-term. Given the maximum allocation to growth assets, the  portfolio could result in negative returns over the short to medium term and  therefore the recommended holding period for investors is at least 6 years.

This solution is suitable for investors requiring stable income. By being diversified  across different income assets, the solution however has the potential to deliver a  return higher than normally associated with cash investments. Given the bias  towards income assets, the solution has a low likelihood of delivering short-term  negative returns, and the recommended holding period for investors is at least 18  months or more.

This portfolio is suitable for investors seeking the maximum long-term capital  growth, while complying with Regulation 28 of the Pensions Fund Act. The portfolio  will invest only in growth assets, in  order  to deliver inflation beating returns over  the longer term. Given the maximum allocation to growth assets, the portfolio could result in negative returns over the short to medium term, and therefore the  recommended holding period for investors is at least 6 years.

This portfolio is suitable for investors requiring long-term capital growth, whilst  complying with Regulation 28 of the Pensions Fund Act. The portfolio will have a  bias to growth assets, in  order  to deliver inflation beating returns over the longer term. Given the bias to growth assets, the portfolio could result to negative returns  over the short to medium term, and therefore the recommended holding period for  investors is at least 5 years